How to Land a Job When Your Credit Stinks
With unemployment and credit card defaults as high as they are, it seems like a terrible time for employers to screen candidates’ credit histories. But more employers are doing just that. If you really need a job but have a problematic credit report, here are some strategies that might mean the difference between gaining employment and spending many more months in job-hunting tedium.
Be the First to Mention It
Don’t go through ninety percent of the hiring process, only to be shut out at the last minute because of dings on your credit report. Potential employers will resent having to go through all the trouble of interviewing and running checks, only to find that you don’t meet their credit standards. To maximize your chance of landing the job, tell the employer that you’re aware of some problems with your credit, but that you’re in the process of repairing them.
