Entries tagged Fix Your Credit

Credit Score Repair – Top 10 Tips

Credit score repair is a process which can be carried out by anybody. There is no need to employ a credit repair company, all they will do is charge you a fee for doing some work which you are capable of doing yourself. The following top 10 tips will show you just how easy credit score repair can be if you put your mind to it.

1) Get a free report on your credit rating from one of the top three credit bureaus which are Experian, Trans Union and Equifax.

2) Find out your credit score, this is different from your credit report and you may have to pay a fee to get this.

3) Examine your credit report for errors, if you find any send the credit bureau concerned a dispute letter.

4) If you find doing this too difficult then consider using a credit repair company, but they will charge you some money for doing this work for you.

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Credit Score Booster

If you are interested in boosting your credit score then this article will provide you with some good information about how to do this. Everybody who wants to borrow money, whether a loan, mortgage or credit card, needs to have a good credit score. If you do not have a good credit score then you will either be refused finance, or you will pay much more interest for it. This article will look at the two main methods which are credit score boosters. You really need to do both of them if you want to improve your credit score.

The first credit score booster is to get any errors contained in your credit report remedied. You need to apply to the credit bureaus to get a copy of your credit report. You can apply to Experian, Equifax or Trans Union. Each credit bureau will send you a free copy of your credit report each year if you request it. Once you get your credit report go through it carefully and fix any errors. You fix errors in your credit report by sending the credit bureau concerned a dispute letter. You can find template dispute letters by searching on the web.

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