Compare Credit Card Offers: A Checklist To Help You
Choosing a credit card between several offers can be difficult, but by using this checklist, you can narrow down your choices. Print this out and fill in the answers to these questions. It will help you find the right credit card for your needs.
Name of credit card offer: ____________________________
1. What is the APR offered: is it a short term introductory rate, variable or fixed? The percentage rate is: ___________ and (choose one) is it a fixed, variable or an introductory 0% APR credit card?_________________ If the credit card states that it has a “fixed rate”, the credit card interest rate doesn’t change too often. A “variable rate” credit card interest rate can change; it is usually tied to the current prime rate or the Treasury index.
