You're currently browsing the September 13th, 2009 archive

Maximizing Gas Rebate Credit Card Rewards To Minimize Gas Prices





There are a variety of credit card companies that are trying to help you save money on gasoline. As gas prices are either holding steady at their already-too-high rate or increasing all the time; any option for saving money on gas is helpful!

Gas cards may offer cash back when you make a gas purchase (and sometimes other purchases as well). This means you get a rebate every time you fill up your car- which can help offset the pain you feel when you pay for your gas! If the card offers a 10% gas rebate, it’s the same as getting a 10% discount when you fill up your car.

If you use a gas rebate credit card, you pay for your gas purchases using the card, and then you’ll receive your rebate from the credit card company. Depending on the terms of the card, you might receive the rebates in the form of a credit back on your credit card, a certificate, or check in the mail.

(more…)

How to Land a Job When Your Credit Stinks

With unemployment and credit card defaults as high as they are, it seems like a terrible time for employers to screen candidates’ credit histories. But more employers are doing just that. If you really need a job but have a problematic credit report, here are some strategies that might mean the difference between gaining employment and spending many more months in job-hunting tedium.

Be the First to Mention It

Don’t go through ninety percent of the hiring process, only to be shut out at the last minute because of dings on your credit report. Potential employers will resent having to go through all the trouble of interviewing and running checks, only to find that you don’t meet their credit standards. To maximize your chance of landing the job, tell the employer that you’re aware of some problems with your credit, but that you’re in the process of repairing them.

(more…)